MONEY PROBLEMS: ARE YOU STRUGGLING WITH YOUR FINANCES?

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Money problems and writing - do they mix well?

Here's a situation: As a writer, do you remember telling yourself, while gazing at your reflection on a mirror, "So, Ok. I admit. Financially speaking, I'm broke. As in freakin' broke. As in hanging-on-by-my-fingernails broke."

Then you heave a sigh of resignation as if you are contemplating if you would choose to wallow in self-pity and helplessness.

Your gaze falls momentarily on some scattered photos nearby.

You catch a glimpse of you smiling like crazy with your sweetheart, your children, your family, and friends. Life seemed good then.

But, what are you doing now? Have you failed yourself? Have you failed your loved ones?

No! It shouldn't end just like that. A better life - you owe that to yourself and those you love.

Out of nowhere, you feel a sudden rush of inspiration. Life, for you, seems to begin running its wheels once again.

Slowly gathering your strength, you look at your reflection. "Yes, my pockets are nearly empty," you say each word forcefully as if your whole life depended on it, "but I won't stay this way for long."

Admission is the First Step to Making Changes

Bravo! You're halfway towards your goal of getting yourself out of that rut. You just took a long, hard look at yourself and your life.

And that's how it begins.

To make a big change in life, you must first admit you're stuck in a rut. Not many people do. In fact, lots of them try to deny that something wrong is already happening in their life.

Not to face and admit you're in a depressing financial situation is to merely choose to stay in that comfort zone of not having enough, and in a few days, not having anything at all. So, go ahead and admit it. No one will do that for you.

Write a Plan of Action

It's easy to merely hope for the best. But, as I've read in one of my favorite books, "How to Think Big," hope without action wouldn't amount to anything.

It would be better to write down how you plan to solve this depressing situation. If you don't, there's a possibility that you'll still be mired in the mud and might even dig yourself even deeper.

Engage in Little Steps of Change

Don't expect an overnight change. That rarely happens except for cases when you've won the lottery or any games of chance. That would be a lovely thought. But that's not the only answer.

Whatever you've written earlier, be sure to take little steps in following them to a T. Make them your guideposts, your handrails, to help you move on to better, greener, and more-financially-stable situations.

Getting yourself out of this circumstance may take awhile. But don't feel stymied about that. Just take that small change now. And take another tomorrow. And the next day. And the day after that. And you will feel that you're moving towards your goal of financial freedom.

I'm sharing these guidelines for you to keep and read again whenever you feel somewhat downtrodden by your financial obligations.

I'll see you next post! ;-)